debt

I’ll have to take you back to the beginning in 2008 when my mom encouraged made a deal with Jeremiah and I that if we took Dave Ramsey’s Financial Peace University for 12 weeks that she and my dad would help pay for Jeremiah’s seminary education. We knew she was …

Consumerism is the equation of personal happiness with consumption and the purchase of material possessions (Wikipedia). Consumerism reigns like a proud King in America. He’s captured hearts. Chained families to debt. Caused divorce. And has crept into churches. But that’s not all. Consumerism is mainly an issue of the heart— …

Jeremiah and I are facing some pretty important decisions that could impact us financially, relationally, spiritually, and our overall sanity. We were encouraged this morning to hear a leadership podcast from Andy Stanley on decisions and being men and women who are prudent. We were reflecting on the last three …

It’s been far too long since I’ve posted on finances. Can you tell the very word makes me nervous? Maybe it does for you too especially in our economy’s present condition. Well the good thing is that for us, right now, things are going really well. Jeremiah and I are …

This Saturday, we sold so much “stuff” at  a community wide yard sale on Saturday. We did this last year and sold about $400.00 worth of stuff. For some reason this year we accumulated more stuff again and ended up selling about $300 on Saturday. The funny thing is is …

samanthakrieger.com I was in conversation with a girl my age this weekend about finances and the economy (as it seems to be the hotbutton of late!). I shared with her some of the research I had been doing about where certain people think we’re headed as a nation. I proceeded …

“You’ll always have a car payment,” was a comment I heard from someone a few weeks ago. I really thought about how sadly mistaken this lady was but that I thought this once too (prior to Dave Ramsey). I was amazed at how much my mindset had changed. Her comment was …

After working out this morning and getting out of the shower, Jeremiah rushes in the bathroom with a beaming smile on his face. “We’re debt free of all our credit cards. I just paid all of it off.” I didn’t know what to say but “oh my goodness this is …

 I’ll never forget the day I cut up my credit card. I performed this plastectomy on my baby blue Wachovia card 2 months ago. It was the best feeling ever. Looking back, I don’t miss it one bit. You see, I used that card as a “crutch.” When I couldn’t afford …