debt free

I’ll have to take you back to the beginning in 2008 when my mom encouraged made a deal with Jeremiah and I that if we took Dave Ramsey’s Financial Peace University for 12 weeks that she and my dad would help pay for Jeremiah’s seminary education. We knew she was …

www.samanthakrieger.com I was doing some research today and ran across some startling info. I don’t know what to take of it yet. Gerald Celente–who I’ve never heard of before today– is the CEO of Trends Research Institute. He’s renowned  for his accuracy in predicting future world and economic events. He accurately …

                                                                            We had our first yard sale this month. The purpose: to get rid of things we don’t use and raise money for the baby (baby Krieger fund). In order to gauge what we should include in the sale, we used this rule: If it’s not been used in the past …

 I’ll never forget the day I cut up my credit card. I performed this plastectomy on my baby blue Wachovia card 2 months ago. It was the best feeling ever. Looking back, I don’t miss it one bit. You see, I used that card as a “crutch.” When I couldn’t afford …