Devotional: Cry Out for Wisdom

Key verses: Proverbs 26:8; 16:16; 21:21; 28:26

Picture this. You’re walking down the street and a man screams out of a window at the top of his lungs: “Hey! Yes, I’m talking to you! I know you can be naïve and foolish, and I want to warn you—discern prudence and discern wisdom in your life! Cry out for it! I warn you! Cry out for wisdom!”

Strangely enough, this is how I picture the urgency that is invoked in these verses. If the writer could literally shout out from the pages of Proverbs into our hearts, he most certainly would want us to see the need for wisdom in our lives.

Discarding wisdom could cost your whole life. There is a necessity to cry out to God for wisdom because wisdom is not from people, but from God. We cannot discern wisdom in our own strength. God says to ask for wisdom without doubting and you’ll receive it generously.

Are you applying wisdom to your heart and embracing it with all you have? Keep along the path of wisdom, and your life will continue to abound in fruit. Keep along the path of foolishness and your life will be destructive.

Contrasting Wisdom and Foolishness:

Wisdom: Help others with good advice, Enjoy wisdom, Cautious with reason, Seek knowledge, Value wisdom above riches, Receive life, Respond to correction, Pursue wisdom, Profit from correction, Trust in wisdom, Control anger, Admired as counselors, Rewarded with knowledge, Keep peace, Stay on straight paths, Avoid wicked paths, Have great advice

Foolishness: Lack judgment, Enjoy foolishness, Gullible, Avoid the wise, Feed on foolishness, Receive punishment, Respond to punishment, Pursue illusive dreams, An example to others (proud), Trust in self, Unleash anger, Inherit folly, Stir up anger, Go in the wrong way, Walk a troublesome path, Will never be chosen as counselor

This devotional was published in Collegiate Magazine, January 2006-07 issue, pg. 15 © Samantha Krieger. All Rights Reserved. 

How it feels to finally be Debt Free!

a bumper sticker I dig

I’ll have to take you back to the beginning in 2008 when my mom encouraged made a deal with Jeremiah and I that if we took Dave Ramsey’s Financial Peace University for 12 weeks that she and my dad would help pay for Jeremiah’s seminary education. We knew she was serious and who wouldn’t take up that kind of offer? So, we enrolled in the class at a local church with $45,000 in Debt– credit cards, student loans, 2 car payments, and more. During our first class, we found out that our debt surprisingly lined up with the average American’s debt.

Throughout each week, Dave Ramsey’s principles blew our mind. We started to see where we had been foolish and honestly hadn’t been living by God’s word in the area of finances. We started with the lowest amount of debt first and worked our way up. We cut up our credit cards (scary but it felt great!), Put $1,000 in our emergency fund as Dave says to do and starting building our savings. Most importantly, we got on a budget/spending plan. Even though we failed at it at times (and still do), we had a target to shoot for and we finally had control of our finances, rather than our finances controlling us.

We ate out less, didn’t really buy clothes, had a grocery limit, sold stuff, held garage sells, sold a car, didn’t buy unnecessary stuff and before we knew it, we were chipping away at our debt incredibly fast. We even had a baby and didn’t go into debt doing it because we saved, saved, saved!

Now two years later, we are proud to say that we are DEBT FREE!

The feeling is surreal still because for so long we weren’t truly free in that area and it impacted our marriage. But now we are and it’s our desire to encourage others out there who feel like it’s impossible. So many people encouraged us along the way and most importantly, God gave us the grace we needed to persevere and follow his plan.

I wrote a few posts a while back about our journey here and here and here and several more under the Finance category on this blog if you’d like to check those out.

While we’ve actually been debt free for about 3 months now, I can say that managing finances will always be a battle and we will never arrive, but I’m so thankful that our eyes have been opened and that above all, we are learning to better steward what we’ve been given because all that we have is a gift from God in the first place.

Thank you for sharing in our joy today!

2 Things I really want for 2010

I have a few goals I’ve written down for this year. I gave you a little glimpse of them a few posts ago. I’ll write a few I’ve landed on:

1.) Spend more than 20 minutes in the Word daily. 2.) Exercise intensely 3 or more times a week for one hour. 3.) Write book proposal by July 23, then begin process of sending to agents. 4.) Pray for my husband and son daily for God’s will in their life. 5.) And… go see Avatar this week because everybody else is doing it!

I am happy with these goals as I feel they’re realistic for the season I’m in. BUT, something even greater stuck out to me while I was on vacation. A light-bulb turned on as I meditated on this verse:

“Let not steadfast love and faithfulness forsake you; bind them around your neck, write them on the tablet of your heart” (Prov. 3:3).

Steadfast love and faithfulness.

I want my life to be marked by these two things  in my relationship with Jesus and to others. And I sense the urgency in this verse to protect these things by binding them around my neck and writing them on my heart.

I think God is really saying something to all of us here. Perhaps that this wisdom can be easily lost and forgotten. I know people who have lost their love and faithfulness to God and it scares me because I’ve seen the devastation of what it can do. I too, have had times where my love for God is not as vast as the ocean like His love is for me. And it’s evident in how I treat others.

Proverbs 3:4 goes on to say, So you will find favor and good success in the sight of God and man.”

I definitely want success in my goals for this year. I think we all do. But more importantly, I want the success that comes from loving God and loving His Word.

What about you- Is there anything you really want in your life for 2010?

On the Road to Financial Peace…

Jeremiah and I just graduated from Financial Peace University, Dave Ramsey’s 12 week financial course. Our lives have been changed forever from the course. Everything he speaks on regarding finances is so contrary to our culture today. Saving is a word people hate because it requires discipline and thinking ahead rather than just spending whatever in the here and now.

As a gradudate of the course, I feel it’s my duty to let others know how greatly it has impacted our life, marriage, peace, future, etc. We have paid off $8,000 in credit card debt in 12 weeks and we are on the road to becoming debt free by Christmas 2008 (including car payment and student loans).

In February, we found a little one is on the way. We feel so much peace towards that knowing that we’re on the path toward wisdom now, and not foolishness. We will be able to teach our baby that one day too. We have (for the first time ever) our $1,000 emergency fund and we’re continuing to build 3-6 months of income towards savings.

In this category on my blog, I will be writing sporadic posts about the 12 week journey and what I learned. Feel free to commment or ask any questions. We want you to be inspired to delve into this course so that your life can be radically changed- forever. As Dave says: “Live like no one else so that you can really live like no one else.”

Continuing on the road…

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