finances marriage & family

Finances, Debt, & Freedom

piggy20bank1It’s been far too long since I’ve posted on finances. Can you tell the very word makes me nervous? Maybe it does for you too especially in our economy’s present condition. Well the good thing is that for us, right now, things are going really well.

Jeremiah and I are down to $1,000 left on his school loan and around $10,000 towards our car. A year and a half ago, we were about 30-40K in debt. Now, we’re $11,000! Jeremiah has mentioned how simple it would be to pay the whole car off in a matter of months but with the season of life we’re in (with him in school, internship, ministry, etc.), it’s best to wait and chisel away at the debt as we can.

We would not be where we are without the help of Dave Ramsey and my Mom spurring us to take his 12 week class- Financial Peace University. Finances is just one of those things, like sex, that not too many people discuss and many families don’t talk about growing up. So the result: ignorance. And it’s bliss. I’ve been there.

I’ll never forget a few months ago when our community group at church sat down and we went through each couple’s budget- every detail from car maintenance to cosmetic allowances. I hadn’t done that with anyone, ever in my life. But something about it was so freeing. There was accountability there and we knew we had each other’s best interest in mind. Our goal was to steward whatever resources God had given us the best we knew how.

Even now, I admit the struggle to constantly be aware of what I’m spending. What I’m saving, etc. It’s not easy or always black and white to know what God would do in this or that situation. But I do know for sure, that plummeting away at this debt is bringing him glory. It’s getting us farther away from bondage and closer to freedom.

We can’t wait for the day to call Dave Ramsey’s radio show to say, “WE’RE DEBT FREE!”

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